Tradie Insurance 101 Personal Accident & Sickness

June 24 2015   03 PM  

Tradie Insurance

Our previous blog post covered Workers Compensation here and the importance of your employer having adequate cover.  In this post, the focus is very much on you, the Tradie.

Every tradie on a site needs to understand how valuable they are and adequately cover themselves with Personal Accident & Sickness Insurance.

Insurance for Tradie

Depending on your budget, you can protect your income should you get injured 24/7 or choose to be insured for flexible periods of cover following an accident or illness. Selecting different excess periods will reduce premiums. Protection is available both during and outside working hours and can include various leisure time and sporting activities, so footballers take note!!

When choosing your insurance, make sure you go with a reputable provider and always read the PDS (Product Disclosure Statement).

Construction ranks as 3rd most dangerous profession

The building and construction industry is dangerous –  ranking in 3rd place in terms of danger in fact!  As a result, Personal Accident & Sickness insurance is vital for tradies.

When choosing jobs on ConX, you can see employer safety ratings left by your fellow tradies. Choosing a five star employer will reduce the risks on a site which is important if you want to avoid getting injured on the job.